1. There are many deals: Restaurant gift cards go on sale very often, and they’re available everywhere, including online, at grocery stores, in warehouse clubs, and more. If there’s a specific gift card you are looking for, we recommend searching online for it.

2. Keep the expiration date in mind: In most cases, you can only use a restaurant gift card if it is unexpired. So, it’s best to only take advantage of deals you see on restaurant gift cards if you know you can use them within a certain period of time. If not, regardless of how good the deal is, just skip it.
3. Buying online vs at the restaurant: Most restaurants outsource their gift card sales to third-party merchants. When you purchase a gift card online from one of these vendors, the charge will normally not code as a dining expense on your credit card, so you won’t be able to earn bonus points or miles on the purchase. However, most restaurant chains offer the same gift card deals at their restaurants so you can make a direct purchase if you want the restaurant itself to process the payment.
4. Stack other deals: Most credit cards issued by Chase®, Bank of America®, and American Express® offer deals at different retail stores, and restaurant chains are frequently included in these offers. So, look for restaurant gift cards you can purchase during promotional events using a credit card that has an offer for the same restaurant to up your savings.
The content of this article is for informational purposes only and should not be relied upon since it is subject to change.
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