1. Shop around for the lowest total cost
A number of websites sell Visa® gift cards, but they charge varying activation fees. So, compare the activation fees charged by different websites (and retail stores) and buy your card from the seller that charges the lowest fees. If you are getting the gift card customized, make sure to account for customization charges as well.
2. Purchase a Visa® gift card with rewards
It makes sense to get a Visa gift card that offers you money back when you use it. The Five Back™ Visa Gift Card, for instance, is an excellent option, given that it adds 5% of the purchase price charged to the card back to the card when you shop at select stores. The best part is that you can use this specific Visa gift card at all stores where Visa debit cards are accepted.
3. Look out for gift card deals
While it’s easy to find deals on restaurant and store gift cards, you may occasionally also come across deals and offers on bank-issued gift cards. Around the start of the holiday season, you’ll find a lot more gift card deals, both in-stores and online, and you’re also more likely to come across a bank-issued gift card on sale during these times.
4. Get an e-gift card
One of the biggest perks of an e-gift card is that you can personalize it. You can upload images, customize the text, add video messages, and more, without having to pay anything extra. Since the gift card is delivered online, you save on shipping charges as well. So, getting an electronic Visa credit card is a great way to save some money.
Visa® gift cards make excellent gifts, given that they can be used pretty much anywhere in the U.S. When it comes to flexible gifting, not many things can beat the utility of these cards. We hope these tips help you save money when purchasing a Visa® gift card.
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